Learn more about SkillioNest

1.1 Personal Information

• Account Information: name, email address, username, and password.
• Profile Information: avatar, preferences, and settings.

1.2 Device and Usage Information

• Device Information: device type, model, operating system version, unique device identifiers (Android ID).
• App Usage Data: features accessed, learning progress, demo trades, session duration.
• Network Information: IP address, network connection type (WiFi/mobile data), network state.
• Installation Information: app installation source and referrer information for understanding how users discover the app (via Google Play Install Referrer API).
• Background Processing: the app may keep your device awake during critical operations like syncing your learning progress and portfolio data.

1.3 Location Information

• Approximate Location (ACCESS_COARSE_LOCATION): city-level location for regional content and fraud prevention.
• Precise Location (ACCESS_FINE_LOCATION): street-level location for enhanced security features (optional).

Purpose: location data is used solely for security analysis, fraud detection, and providing region-appropriate content. We do not share location data with third parties for advertising purposes.

1.4 Biometric Information

• Fingerprint/Face ID (USE_BIOMETRIC, USE_FINGERPRINT): used only for secure app login.
• Biometric data is processed locally on your device and never transmitted to our servers.

1.5 Media and Files

• Photo Library Access (READ_EXTERNAL_STORAGE): to upload profile pictures or save educational materials.
• Camera Access: to take profile photos (optional feature).

1.6 Advertising Identifiers

• Google Advertising ID (AD_ID, ACCESS_ADSERVICES_AD_ID): used for app analytics and performance measurement.
• Ad Services Attribution: to measure app installation sources and improve user acquisition.

Note: we do NOT use these identifiers for personalized advertising. This is an educational app with no monetization through ads.

2.1 Core App Functions

• Provide and maintain the virtual trading simulator with real-time market conditions.
• Deliver comprehensive learning modules covering Stocks, Forex, Commodities, and Crypto.
• Track your learning progress, trading performance, and virtual portfolio.
• Provide expert insights, daily market updates, and technical analysis.
• Authenticate your account and ensure security.
• Save your preferences and settings.

2.2 Communication and Updates

• Send notifications about new trading strategies and tutorial updates.
• Deliver daily market analysis and breaking financial news.
• Provide expert insights on chart analysis and market psychology.
• Notify you of important platform updates and new learning modules.
• Respond to your support requests.

2.3 Analytics and Improvement

• Analyze app usage to improve features and user experience.
• Monitor app performance and fix technical issues.
• Conduct statistical analysis and research.

2.4 Security and Fraud Prevention

• Detect and prevent unauthorized access.
• Identify suspicious activities or security threats.
• Verify user identity and prevent account abuse.
• Analyze network patterns to protect platform integrity.

3.1 Firebase (Google)

• Firebase Analytics: app usage analytics and crash reporting.
• Firebase Cloud Messaging: push notifications for educational updates.
• Privacy Policy: https://firebase.google.com/support/privacy

3.2 Freshchat (Freshworks)

• Purpose: in-app customer support and chat functionality.
• Data Collected: messages, email, device information.
• Privacy Policy: https://www.freshworks.com/privacy/

3.3 Google Play Services

• Purpose: core Android functionality, authentication, location services.
• Privacy Policy: https://policies.google.com/privacy

5.1 We Do NOT

• Sell your personal information to third parties.
• Share your data for targeted advertising.
• Process real financial transactions or collect payment data.
• Share your trading activity with external parties.

5.2 We May Share Data

• With your consent: when you explicitly authorize sharing.
• Service providers: with trusted partners who help operate the App (Firebase, Freshchat).
• Legal requirements: to comply with laws, regulations, or legal processes.
• Protection of rights: to protect our rights, safety, or property.

6.1 Security Measures

• Encryption: data transmitted using industry-standard encryption (HTTPS/TLS).
• Access Controls: restricted access to personal data.
• Regular Audits: security monitoring and vulnerability assessments.

6.2 Data Retention

• Active Accounts: data retained while your account is active.
• Deleted Accounts: data deleted within 30 days of account deletion request.
• Legal Requirements: some data may be retained longer if required by law.

Note: since this is an educational app with virtual currency only, we do not store financial or payment information.

7.1 Access and Correction

• View and update your account information in Settings.
• Request a copy of your personal data.

7.2 Account Deletion

To delete your account and data:

Upon deletion, we will permanently remove:

• Your account credentials.
• Personal information (name, email).
• Trading history and progress.
• Profile settings.

7.3 Opt-Out Options

• Push Notifications: disable in app settings or device settings.
• Location Access: revoke permission in device settings.
• Biometric Login: disable in app security settings.
• Marketing Emails: use the unsubscribe link in emails.

13.1 No Real Money Transactions - Educational Purpose Only

This App uses virtual currency only for paper trading simulations. No real money deposits, withdrawals, or earnings are possible. All trading is simulated in a risk-free environment for educational purposes.

SkillioNest is designed to help you learn trading strategies, analyze market trends, and practice risk management before entering real financial markets. You can safely practice with virtual funds while experiencing real-time market conditions.

13.2 Market Data

We display real-time and historical market data for educational purposes. This includes:

• Stock market prices and charts.
• Cryptocurrency values and trends.
• Forex exchange rates.
• Commodity market information.

Market data is provided by third-party financial data providers and is used solely for educational simulation purposes.

13.3 Data Controller

SkillioNest is the data controller responsible for your personal information.

13.4 Educational Disclaimer

• We do NOT provide financial advice or investment recommendations.
• Past performance in virtual trading does not guarantee future results in real markets.
• Always consult licensed financial advisors before making real investment decisions.
• Real trading involves substantial risk of loss.